This is where you're wrong.
While many, if not most cries of 'hax' are indeed false accusations. There are also many out there that are plausible.
In a game like DDO though, I don't think there are any hacks right now (there used to be, may still be). But many other games have 'em in abundance. Just google mpgh...
Unfortunately, people with your state of mind view all accusations the same, and hackers tend to run free when the accusation is true, and the accuser is the one that get's punished.