So... today I was doing a bit of inventory and bank cleaning. And let me preface by saying that I realize that I am at the upper end of the "hoarder scale" since on my main account I have 5-6 actively played characters and 24-25 inactives/mules. We won't discuss alternate accounts and the possibility that I may have several which might also be filled with stuff that some person might not want to get rid of either... that wouldn't be excessively hoarderish... would it?
In any case, as I was logging in and out of various characters... shifting stuff to the shared bank... out of the shared bank... etc. I began dreaming of a happy world where there was a "bank" logon at the character login screen. In this happy world, any character that was flagged as being logged off in a bank or airship could be accessed without having to log into the full world client. You click on character A, have access to inventory and bank tabs. Move stuff around and then just click on character B. No loading past that of saving all character As storage information and then pulling up character B's. Wouldn't that be a happy world for the hoarders among us?
Devs... I would pay gladly to live in that world.