Agreed. I love when players who have everything and have for years come to the forums to determine a "reasonable" calculation.
It's painfully obvious that reasonable is based entirely on the viewer, and that disparity can be HUGE.
Shade, I propose you play the game like a casual player for a while and then come back to these forums and look at what you've wrote. You are almost completely out of touch with what the "average" player experience is, that is quite obvious from nearly every one of your posts.
THIS is what I would consider "reasonable"
Intelligence Calculations
20 - Base
+6 - Level-ups
+3 - Enhancements
+6 - Item (Available in lootgen and many named items)
+2 - Exceptional (ToD Ring)
+2 - Wizard Capstone
+2 - Lich Form
+6 - Magister Intelligence I-VI
+2 - Inherent (Tome)
+2 - Insight (apparently some items in the expansion drop Insight bonus types)
+2 - Guild Shrine
-------------------------------
+3 - twist in 3 int from Draconic Incarnation
= 56 INT