As a casual player I understand my character(s) are not the most min maxed on the server, nor are the worst characters on the server either, I am somewhere in the middle of that spectrum. Lately I have found myself playing more often than my guildies. With this extra time I have been attempting to push one of my characters to be "better".

The character I enjoy playing is a pajama wearing Wood Elf, Centered Paladin, Fighter, Monk multi-class character. I know it is a variation of an old build, but it does the trick for me. It is fun to play. I have healing, evasion, and in discussions with puggers I think decent stats. I can crush Legendary Hard Content, with barely a scratch. If I step up to Elite or Reaper I get beat like a red-headed step child caught stealing my baby sister's candy. I can complete a few Gianthold Epic quests on Reaper, but that's about it as I sit at cap. What stat or item is holding me back?

Two past lives - 36 point build
Str - 82 Self Buffed sustained
Dex - 46
Con - 62
Int - 18
Wis - 41
Chr - 42

AC - 112
HP - 1650 | 1800 (Reaper)
Dodge 33%
Fort - 239
PRR - 97
MRR - 18

My Damage in Reaper is 800 (Base), 4,500 (Critical), 27,000 (Adrenaline)

I only have 8 Reaper points (4 in Dread Adversary | 4 in Dread Barricade)

In both Elite and Reaper 1 I seem to get nickled and dimed to death with damage in the high 100s and low 200s. Not that I am not occasional critted for 16,000 HP damage but most of my deaths are strings of these small amounts of damage together that is the issue.

In the end this build may be min maxed to the best extent it can, but I have to believe it is close to being able to be viable in at least Elite at level 30.