Whenever you TR, you have a mess to deal with. Most of this is caused by your personal bank being dumped into the unsorted and laggy True Reincarnation Cache. There is a great way to avoid this - don't use your personal bank. If you must store things, mules are the way to go.
However, these problems could also be solved if the personal bank wasn't dumped into your TR Cache. Of course, to make this work, you'd need to keep your House Kundarak bank tabs. I know that that would make House Kundarak favor less useful, but lets be honest, many of the other favor items carry over already and players most play quests that are either good XP, or they specifically try and go for the 3,000 and 5,000 favor goals, in which case, individual patrons don't matter.
In short, change it so that your Personal Bank doesn't reset during true reincarnation. Thank you.