Wow - An attack on F2Pers - 5-6 years after DDO went F2P?
There are some people out there who hark back to the days of under-levelling content BUT you and they are forgetting that there was a reason for all that under-levelling and that reason was that in those days Named Loot was typically MUCH Lower in level than the quests you got it from!
Once you'd levelled to 10/12 or 16 and run some end-game content you were able to transfer your loot to an alt and do so again - only this time you'd run those quests earlier because you had the gear {and far more importantly - knowledge!} to do so!
A Newbie joining GH Elite runs at Lvl 8 or even 10 I'm sure was in for a World of Pain!
Even in those days - I seriously doubt everyone was running under-level and I'd be willing to guess that it was a similarly small minority doing so as Zerging BB TRs OR Permadeathing today!
And remember - DDO was DYING before F2P {this may have a lot of reasons behind it yes but the biggest was player numbers!} Those days are gone for a reason!
The Majority of Players at the time didn't like the game the way it was - So the Devs adjusted things and DDO even now is in a far stronger position than it was back in 2008!