So sick of it. Yes, there's ways around it, but I'm just tired of dealing with the negative level spam that happens in the later levels of the game. DDO's magnificent RNG pretty much ensures that you're going to fail a roll, and it's all downhill from there.
Mostly just a rant post, and I apologize. I'm just very frustrated with the game right now because I'm on life 6 and for the first time I decided to try human instead of WF. God what a mistake.