I agree with many that Green Steel is probably the best named loot system -- even as a casual player when the cap was at 20, I was able to join in on Shroud runs and gather enough ingredients to make something that suited me. Most of the other named loot systems have seemed either out of reach for me (epic shard seals scrolls) or just too random to bother with (Reaver's). That being said, however, I agree with this:
Needing an external planner seems like an unnecessary burden.