Currently you can bank up to 1 exp from 2 lvls away. For example if I was lvl 10 (rank 46), I could bank all the experience up to 1 exp away from lvl 12 (rank 56). I would like to see if it would be too difficult to just change the banking system...as in not have one, take lvls when you want to provided you have the exp.
So I have noticed that lvl requirements for runs have narrowed since the addition of the bravery bonus which is fine. I like playing chars for exp although the TR grind isn't all that much fun.
What I have noticed is that I don't get to enjoy as much of the content that requires full groups at lvl. Von and Titan runs gain so much exp (and I like that) that I get to run them pretty much once on a first life toon before I am forced to take lvls which brings me out of the lvl range for the raid.
Would it be such a bad thing if we could bank all the ranks/levels that we wanted? I mean I know we get way more action points for the current lvl but most of the action points require minimum levels to use (the ones that are really good anyway).