Stacking earth and defensive stances, improved evasion, 25% incorporeal and paladin saves with dark monk dps and fighter feats, this bare-knuckled brawler will get the bosses attention, keep him focused on you, dish out her own share of damage, and most importantly, survive while doing so. Decent gear and combat buffed will net you 800 hp, 80ish ac, and mid-high 30s saves.


This isn't some "eat a stack of +3 tomes" build, either; you only need two +2 tomes, and one of those can wait as you only need it for earth 3.


Code:
Character Plan by DDO Character Planner Version 03.09.02
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Level 20 Lawful Good Human Female
(6 Fighter \ 2 Paladin \ 12 Monk) 
Hit Points: 366
Spell Points: 0 
BAB: 17\17\22\27\27
Fortitude: 21
Reflex: 15
Will: 14

                  Starting          Feat/Enhancement
Abilities        Base Stats          Modified Stats
(32 Point)       (Level 1)             (Level 20)
Strength             15                    20
Dexterity            15                    17
Constitution         14                    16
Intelligence          8                     8
Wisdom               14                    14
Charisma             12                    12

Tomes Used
+2 Tome of Dexterity used at level 7
+2 Tome of Constitution used at level 7

                  Starting          Feat/Enhancement
                 Base Skills         Modified Skills
Skills           (Level 1)            (Level 20)
Balance               2                     3
Bluff                 1                     1
Concentration         2                     3
Diplomacy             1                     1
Disable Device       n/a                   n/a
Haggle                1                     1
Heal                  2                     2
Hide                  2                     3
Intimidate            1                     1
Jump                  2                     5
Listen                2                     2
Move Silently         2                     3
Open Lock             n/a                   n/a
Perform               n/a                   n/a
Repair               -1                    -1
Search               -1                    -1
Spot                  2                     2
Swim                  2                     5
Tumble                n/a                   n/a
Use Magic Device      n/a                   n/a

Level 1 (Monk)
Feat: (Selected) Toughness
Feat: (Selected) Toughness
Feat: (Monk Bonus) Two Weapon Fighting


Level 2 (Monk)
Feat: (Monk Bonus) Power Attack


Level 3 (Monk)
Feat: (Monk Path) Path of Inevitable Dominion: Fists of Darkness
Feat: (Selected) Stunning Fist


Level 4 (Monk)


Level 5 (Monk)


Level 6 (Monk)
Feat: (Monk Bonus) Dodge
Feat: (Selected) Toughness


Level 7 (Paladin)


Level 8 (Paladin)


Level 9 (Monk)
Feat: (Selected) Improved Two Weapon Fighting


Level 10 (Monk)


Level 11 (Monk)


Level 12 (Monk)
Feat: (Selected) Improved Critical: Bludgeoning Weapons


Level 13 (Monk)


Level 14 (Monk)


Level 15 (Fighter)
Feat: (Fighter Bonus) Greater Two Weapon Fighting
Feat: (Selected) Toughness


Level 16 (Fighter)
Feat: (Fighter Bonus) Weapon Focus: Bludgeoning Weapons


Level 17 (Fighter)


Level 18 (Fighter)
Feat: (Selected) Toughness
Feat: (Fighter Bonus) Weapon Specialization: Bludgeoning Weapons


Level 19 (Fighter)


Level 20 (Fighter)
Feat: (Fighter Bonus) Improved Sunder