Incorrect. If that was true then the listed point value would be wrong and that would bring about lawsuits.
correct.
This form is a form of what should be done should you wish to get the DDO Store bonus TP points, not Target, Walmart, Gamestop, or what have you in your local region.
The only reason I've picked up these cards are as direct gifts for prize winners in the guild I'm in. (the prize varies depending upon the runner of the contest.)
What I also wish is that their was some online form of "gifting" DDO points through the store, such that you also got a little bit for yourself. Do note I said through the store and not from the point stock you yourself currently have.
Jack in the Box (fast food place in the US) during XMAS has a promo where if you get a $20 gift card, you also get a $5 gift card for yourself.