how bout the idea of takeing a toon you have and love playing with and useing said toon as a hireling for one of your OTHER toon's?
setup the #1 toolbar as the useable spells, last 4 being the spells cast by player and the first 6 being spells cast automaticly by the hireling AI, leaving the first 6 open for the standard come to me, fight , protect, ect...
basicly take a snapshot of your guy in a "shop" and for a price save the info as a account bound hireling contract that you can then use with another guy just like normal.
if ddo see's fit they can even allow NOT bound to account, so we can hire ourselves out to others to make a few plat and see who's hireling is wanted most...