OK, I couldn't resist.
First of all, we didn't jump down the OP's throat. We gave our opinions. Then you seemed to come here on a crusade to change our minds and went around and around like a broken record about how we should find a new guild.
So we didn't jump down someone's throat for suggesting it. We jumped down *your* throat for believing that your way was the only right way.
Or.... you know.... recruit members that actually feel the same way that you do and no policing will be necessary at all.
Which brings me right back to: The good guilds are about relationships, not about accounting. If you feel that adding another level of accounting would make your guild better, then perhaps YOU are the one that needs to find a new guild.
If your guild is so great, and if everyone in your guild feels the same way, then why is this needed?
Maybe you should take your own advise and start your own guild, and make absolutely certain that everyone you recruit feels the same way that you do.
Do that and this system tweak to guilds that has been suggested is utterly redundant.