I am trying out this build and this Online Character Builder.
http://www.ddochargen.com/home.aspx?build=296
Paladin 20
Male Human (Lawful Good)
HP: 362
SP: 300
AC: 14
SAVES
FORT: 16
REFL: 10
WILL: 7
BAB: +20/+20/+25/+30
STR: 24 (+7)
DEX: 17 (+3)
CON: 16 (+3)
INT: 10 (0)
WIS: 10 (0)
CHA: 18 (+4)
Balance: 8
Bluff: 4
Concentration: 3
Diplomacy: 4
Disable Device: n/a
Haggle: 14
Heal: 1
Hide: 3
Intimidate: 4
Jump: 10
Listen: 0
Move Silently: 3
Open Lock: n/a
Perform: n/a
Repair: 0
Search: 0
Spot: 0
Swim: 7
Tumble: n/a
UMD: 15
LEVEL 1
Race Selected: Male Human
Alignment Selected: Lawful Good
Class Selected: Paladin (Paladin 1)
Abilities Raised: STR: 15, DEX: 15, CON: 14, CHA: 16
Skills Ranks Raised: Balance +2 (2), UMD +2 (2)
Feats Selected: Toughness, Two Weapon Fighting
Enhancements Selected: Paladin Toughness I, Follower of the Sovereign Host, Paladin Extra Smite Evil I
LEVEL 2
Class Selected: Paladin (Paladin 2)
Skills Ranks Raised: Balance +0.5 (2.5), UMD +0.5 (2.5)
Enhancements Selected: Human Improved Recovery I
LEVEL 3
Class Selected: Paladin (Paladin 3)
Skills Ranks Raised: Balance +0.5 (3), UMD +0.5 (3)
Feats Selected: Oversized Two Weapon Fighting
Enhancements Selected: Human Versatility I, Paladin Courage of Good I, Paladin Extra Lay on Hands I, Racial Toughness I
LEVEL 4
Class Selected: Paladin (Paladin 4)
Abilities Raised: STR: 16
Skills Ranks Raised: Balance +0.5 (3.5), UMD +0.5 (3.5)
Enhancements Selected: Paladin Extra Smite Evil II, Paladin Energy of the Templar I, Paladin Toughness II
LEVEL 5
Class Selected: Paladin (Paladin 5)
Skills Ranks Raised: Balance +0.5 (4), UMD +0.5 (4)
Enhancements Selected: Human Adaptability Strength I, Paladin Divine Might I, Paladin Divine Sacrifice I
LEVEL 6
Class Selected: Paladin (Paladin 6)
Skills Ranks Raised: Balance +0.5 (4.5), UMD +0.5 (4.5)
Feats Selected: Exotic Weapons (Khopesh)
Enhancements Selected: Paladin Knight of the Chalice I, Paladin Divine Righteousness I
LEVEL 7
Class Selected: Paladin (Paladin 7)
Skills Ranks Raised: Balance +0.5 (5), UMD +0.5 (5)
Tomes Applied: STR: +2, DEX: +2, CON: +2, INT: +2, WIS: +2, CHA: +2
Enhancements Selected: Paladin Extra Smite Evil III, Paladin Exalted Smite I
LEVEL 8
Class Selected: Paladin (Paladin 8)
Abilities Raised: STR: 20
Skills Ranks Raised: Jump +1 (1), UMD +0.5 (5.5)
Enhancements Selected: Unyielding Sovereignty
LEVEL 9
Class Selected: Paladin (Paladin 9)
Skills Ranks Raised: Jump +1 (2), UMD +0.5 (6)
Feats Selected: Extend Spell
Enhancements Selected: Paladin Energy of the Templar II, Paladin Courage of Good II
LEVEL 10
Class Selected: Paladin (Paladin 10)
Skills Ranks Raised: Jump +1 (3), UMD +0.5 (6.5)
Enhancements Selected: Paladin Exalted Smite II, Paladin Extra Lay on Hands II
LEVEL 11
Class Selected: Paladin (Paladin 11)
Skills Ranks Raised: Haggle +1 (1), UMD +0.5 (7)
Enhancements Selected: Paladin Toughness III
LEVEL 12
Class Selected: Paladin (Paladin 12)
Abilities Raised: STR: 21
Skills Ranks Raised: Haggle +1 (2), UMD +0.5 (7.5)
Feats Selected: Improved Two Weapon Fighting
Enhancements Selected: Paladin Knight of the Chalice II, Racial Toughness II
LEVEL 13
Class Selected: Paladin (Paladin 13)
Skills Ranks Raised: Haggle +1 (3), UMD +0.5 (8)
Enhancements Selected: Human Greater Adaptability Strength I
LEVEL 14
Class Selected: Paladin (Paladin 14)
Skills Ranks Raised: Haggle +1 (4), UMD +0.5 (8.5)
Enhancements Selected: Paladin Divine Might II, Paladin Extra Lay on Hands III
LEVEL 15
Class Selected: Paladin (Paladin 15)
Skills Ranks Raised: Haggle +1 (5), UMD +0.5 (9)
Feats Selected: Greater Two Weapon Fighting
Enhancements Selected: Paladin Divine Might III
LEVEL 16
Class Selected: Paladin (Paladin 16)
Abilities Raised: STR: 23
Skills Ranks Raised: Haggle +1 (6), UMD +0.5 (9.5)
Enhancements Selected: Paladin Toughness IV
LEVEL 17
Class Selected: Paladin (Paladin 17)
Skills Ranks Raised: Haggle +1 (7), UMD +0.5 (10)
Enhancements Selected: Paladin Extra Smite Evil IV
LEVEL 18
Class Selected: Paladin (Paladin 18)
Skills Ranks Raised: Haggle +1 (8), UMD +0.5 (10.5)
Feats Selected: Weapon Focus (Slashing)
Enhancements Selected: Paladin Knight of the Chalice III, Paladin Exalted Smite III
LEVEL 19
Class Selected: Paladin (Paladin 19)
Skills Ranks Raised: Haggle +1 (9), UMD +0.5 (11)
Enhancements Selected: Paladin Exalted Smite IV
LEVEL 20
Class Selected: Paladin (Paladin 20)
Abilities Raised: STR: 24
Skills Ranks Raised: Haggle +1 (10), Heal +1 (1)
Enhancements Selected: Paladin Weapons of Good, Paladin Divine Sacrifice II
I am not certain if that is optimal feats/order, but from where I am standing it should be okay. It only requires the +2 to all tome you can buy from the store (last ditch). Items will be required for casting. The paladin guide I read suggested something similar (but left out oversized twf). Scimitars will get me by till Khopeshes?
So, where did I go wrong (I am assuming I have, since this is my first Paladin).