Ok, so I had DDO installed from back in the day when I pre-ordered it. Nothing had changed and everything was running fine until I was absent for a bit and an update hit. (My DDO game was also under a slightly different folder path than what is defaulted). I uninstalled the game (doing the complete method as described in turbine support knowledge base) then redownloaded the game and reinstalled it to the default directory this time and...tada, running the game IN ENGLISH!
I believe this error may have come from one of two sources (or perhaps both):
#1) I had DDO installed to a non-default directory on my CPU possibly causing the 404
or
#2) because I hadn't technically uninstalled the launcher, the older launcher may not have been searching the server at the right place for the required update files. (this essentially would be a DDO side error)
I hope this helps anyone else having this problem. But ultimately, a 404 is NOT necessarily an error with not being able to connect (therefore having nothing to do with isp and/or firewalls), instead it is generally an error from the server itself stating that it can't find a particular file or path. (Check wiki-pedia 404 errors for clairification). Anyways, thanks to everyone that tried to help. Ultimately, looks like a full reinstall may be needed to clear this problem UNLESS there is a way to perhaps just update the launcher itself? Be worth checking into to save a 2 hour D-load. See ya in game.