I dont mind 195 TP. What I do mind is having to pay to preview the look. It would be nice if the NPC in the armor shop allowed you to preview it for free (or for ingame gold) from him. Then I wouldnt mind paying 195 TP once I was certain I had the exact one I was looking for. Spending 5 TP to figure out which of the 5 looks I was trying to remember seeing is a little painful. Especially when there will certainly be many, many more by this time next year.
I'm sure it will all be in DDO Wiki, however.