I am following Thiocan's 2HF battle-cleric build + some suggestions from Sirgog. Both guides and many forum posters state essentially, "at mid-levels you can stop worrying about AC (armor class) and wear robes or whatever".
I am level 14 now, I mostly SOLO (have a Ranger for grouping), and have used the best Adamantine (for damage reduction) & full plate (max AC I can get) I can find along the way. I am excited about the prospect of loosing the -5 armor check penalty, but don't know how to tell when to do it.
(1) How do I know if forgoing the armor class is going to hurt more than it helps?
base stats (32 pt) are:
Str 16
Dex 10
Con 14
Int 8
Wis 16
Cha 12
(2) what should I wear?