Looking back now, I see various things I would tweak on that elven cleric:
Code:
Character Plan by DDO Character Planner Version 03.16.01
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Level 21 True Neutral Elf Female
(2 Fighter \ 18 Cleric \ 1 Epic) 
Hit Points: 289
Spell Points: 1161 
BAB: 15\15\20\25\25
Fortitude: 16
Reflex: 9
Will: 13

                  Starting          Feat/Enhancement
Abilities        Base Stats          Modified Stats
(28 Point)       (Level 1)             (Level 21)
Strength             16                    24
Dexterity            16                    17
Constitution         12                    14
Intelligence         10                    10
Wisdom               12                    14
Charisma              8                     8

Tomes Used
+1 Tome of Dexterity used at level 8
+2 Tome of Strength used at level 20
+2 Tome of Constitution used at level 20
+2 Tome of Wisdom used at level 20

                  Starting          Feat/Enhancement
                 Base Skills         Modified Skills
Skills           (Level 1)            (Level 21)
Balance               3                     4
Bluff                -1                     0
Concentration         5                    25
Diplomacy            -1                     0
Disable Device        n/a                   n/a
Haggle               -1                     0
Heal                  1                     5
Hide                  3                     4
Intimidate           -1                     0
Jump                  3                     8
Listen                1                     5
Move Silently         3                     4
Open Lock             n/a                   n/a
Perform              n/a                    n/a
Repair                0                     1
Search                0                     3
Spot                  1                     5
Swim                  3                     8
Tumble                4                     5
Use Magic Device      0                    11

Level 1 (Cleric)
Skill: Concentration (+4)
Skill: Tumble (+1)
Skill: Use Magic Device (+1)
Feat: (Selected) Empower Healing Spell


Level 2 (Fighter)
Skill: Use Magic Device (+1)
Feat: (Fighter Bonus) Two Weapon Fighting


Level 3 (Cleric)
Skill: Concentration (+2)
Feat: (Selected) Toughness


Level 4 (Cleric)
Ability Raise: STR
Skill: Use Magic Device (+1)


Level 5 (Cleric)
Skill: Concentration (+2)


Level 6 (Cleric)
Skill: Use Magic Device (+1)
Feat: (Selected) Maximize Spell


Level 7 (Cleric)
Skill: Concentration (+2)
Enhancement: Fighter Haste Boost I
Enhancement: Cleric Radiant Servant I
Enhancement: Valenar Elf Melee Damage I
Enhancement: Valenar Elf Melee Damage II
Enhancement: Racial Toughness I
Enhancement: Racial Toughness II
Enhancement: Improved Heal I
Enhancement: Improved Heal II
Enhancement: Cleric Prayer of Life I
Enhancement: Cleric Life Magic I
Enhancement: Cleric Life Magic II
Enhancement: Fighter Toughness I
Enhancement: Cleric Divine Vitality I
Enhancement: Cleric Extra Turning I
Enhancement: Cleric Improved Turning I
Enhancement: Cleric Wand and Scroll Mastery I
Enhancement: Cleric Wand and Scroll Mastery II


Level 8 (Cleric)
Ability Raise: STR
Skill: Use Magic Device (+1)


Level 9 (Cleric)
Skill: Concentration (+2)
Feat: (Selected) Improved Two Weapon Fighting


Level 10 (Cleric)
Skill: Use Magic Device (+1)


Level 11 (Cleric)
Skill: Concentration (+2)


Level 12 (Cleric)
Ability Raise: STR
Skill: Use Magic Device (+1)
Feat: (Selected) Improved Critical: Slashing Weapons


Level 13 (Cleric)
Skill: Concentration (+2)
Enhancement: Cleric Radiant Servant II
Enhancement: Undying Call
Enhancement: Follower of the Undying Court
Enhancement: Cleric Prayer of Smiting I
Enhancement: Cleric Prayer of Incredible Smiting I
Enhancement: Cleric Prayer of Incredible Life I
Enhancement: Cleric Smiting I
Enhancement: Cleric Smiting II
Enhancement: Cleric Smiting III
Enhancement: Cleric Life Magic III
Enhancement: Cleric Wand and Scroll Mastery III


Level 14 (Fighter)
Skill: Use Magic Device (+1)
Feat: (Fighter Bonus) Greater Two Weapon Fighting


Level 15 (Cleric)
Skill: Concentration (+2)
Feat: (Selected) Quicken Spell


Level 16 (Cleric)
Ability Raise: STR
Skill: Use Magic Device (+1)


Level 17 (Cleric)
Skill: Concentration (+2)


Level 18 (Cleric)
Skill: Use Magic Device (+1)
Feat: (Selected) Power Attack


Level 19 (Cleric)
Skill: Use Magic Device (+1)


Level 20 (Cleric)
Ability Raise: STR
Skill: Concentration (+2)
Enhancement: Cleric Prayer of Smiting II
Enhancement: Cleric Prayer of Smiting III
Enhancement: Cleric Prayer of Life II
Enhancement: Cleric Prayer of Incredible Smiting II
Enhancement: Cleric Prayer of Incredible Smiting III
Enhancement: Cleric Prayer of Incredible Life II
Enhancement: Cleric Smiting IV
Enhancement: Cleric Life Magic IV
Enhancement: Fighter Strength I
Enhancement: Cleric Wand and Scroll Mastery IV


Level 21 (Cleric)
Feat: (Selected) Empower Spell
Shifted 2 pts into INT from WIS to boost skill pts; switched to True Neutral; tweaked feats & enhs a bit. The main thing I don't like about it is having to backload the metamagics so far; so one option would be to rearrange things so she used falchions w/Power Atk while leveling and didn't switch to TWF until much later.