Code:
Character Plan by DDO Character Planner Version 3.5.1
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Lightsteal 
Level 20 Lawful Good Elf Male
(18 Fighter \ 2 Monk) 
Hit Points: 313
Spell Points: 0 
BAB: 19\19\24\29\29
Fortitude: 16
Reflex: 18
Will: 12

                  Starting            Ending          Feat/Enhancement
Abilities        Base Stats         Base Stats         Modified Stats
(34 Point)       (Level 1)          (Level 20)           (Level 20)
Strength             16                 17                   20
Dexterity            16                 20                   22
Constitution         12                 12                   12
Intelligence         14                 16                   16
Wisdom               14                 14                   15
Charisma              8                  8                    8

Tomes Used
+2 Tome of Intelligence used at level 7

                  Starting            Ending          Feat/Enhancement
                 Base Skills        Base Skills        Modified Skills
Skills           (Level 1)          (Level 20)          (Level 20)
Balance               7                 29                   29
Bluff                -1                 -1                    2
Concentration         5                 21                   25
Diplomacy            -1                 -1                    2
Disable Device        n/a               n/a                   n/a
Haggle               -1                 -1                   -1
Heal                  2                  2                    4
Hide                  5                  8                    8
Intimidate           -1                 -1                    2
Jump                  7                 28                   28
Listen                2                  2                    4
Move Silently         5                  8                    8
Open Lock             n/a               n/a                   n/a
Perform              n/a               n/a                   n/a
Repair                2                  3                    3
Search                2                  3                    5
Spot                  2                  2                    4
Swim                  7                 11                   11
Tumble                7                 12                   12
Use Magic Device     n/a               n/a                   n/a

Level 1 (Monk)
Feat: (Monk Bonus) Lightning Reflexes
Feat: (Past Life) Past Life: Paladin
Feat: (Selected) Two Weapon Fighting


Level 2 (Fighter)
Feat: (Fighter Bonus) Oversized Two Weapon Fighting


Level 3 (Monk)
Feat: (Monk Bonus) Toughness
Feat: (Selected) Weapon Focus: Slashing Weapons


Level 4 (Fighter)
Ability Raise: DEX
Feat: (Fighter Bonus) Whirling Steel Strike


Level 5 (Fighter)


Level 6 (Fighter)
Feat: (Fighter Bonus) Power Critical
Feat: (Selected) Weapon Specialization: Slashing Weapons


Level 7 (Fighter)


Level 8 (Fighter)
Ability Raise: DEX
Feat: (Fighter Bonus) Improved Two Weapon Fighting


Level 9 (Fighter)
Feat: (Selected) Improved Critical: Slashing Weapons


Level 10 (Fighter)
Feat: (Fighter Bonus) Greater Weapon Focus: Slashing Weapons


Level 11 (Fighter)


Level 12 (Fighter)
Ability Raise: DEX
Feat: (Fighter Bonus) Greater Two Weapon Fighting
Feat: (Selected) Luck of Heroes


Level 13 (Fighter)


Level 14 (Fighter)
Feat: (Fighter Bonus) Greater Weapon Specialization: Slashing Weapons


Level 15 (Fighter)
Feat: (Selected) Past Life: Soldier of the Faith


Level 16 (Fighter)
Ability Raise: DEX
Feat: (Fighter Bonus) Combat Expertise


Level 17 (Fighter)


Level 18 (Fighter)
Feat: (Fighter Bonus) Superior Weapon Focus: Slashing Weapons
Feat: (Selected) Two Weapon Blocking


Level 19 (Fighter)


Level 20 (Fighter)
Ability Raise: STR
Feat: (Fighter Bonus) Improved Trip
Enhancement: Fighter Attack Boost I
Enhancement: Fighter Attack Boost II
Enhancement: Fighter Attack Boost III
Enhancement: Elven Dexterity I
Enhancement: Elven Dexterity II
Enhancement: Elven Enchantment Resistance I
Enhancement: Elven Enchantment Resistance II
Enhancement: Elven Enchantment Resistance III
Enhancement: Aerenal Elf Melee Attack I
Enhancement: Aerenal Elf Melee Attack II
Enhancement: Aerenal Elf Melee Damage I
Enhancement: Aerenal Elf Melee Damage II
Enhancement: Kensei Longsword Mastery I
Enhancement: Kensei Longsword Mastery II
Enhancement: Kensei Longsword Mastery III
Enhancement: Fighter Critical Accuracy I
Enhancement: Fighter Critical Accuracy II
Enhancement: Fighter Critical Accuracy III
Enhancement: Fighter Kensei I
Enhancement: Fighter Kensei II
Enhancement: Fighter Kensei III
Enhancement: Fighter Strategy (Trip) I
Enhancement: Fighter Strategy (Trip) II
Enhancement: Fighter Strategy (Trip) III
Enhancement: Fighter Longsword Specialization I
Enhancement: Fighter Longsword Specialization II
Enhancement: Way of the Patient Tortoise I
Enhancement: Racial Toughness I
Enhancement: Racial Toughness II
Enhancement: Fighter Strength I
Enhancement: Fighter Strength II
Enhancement: Fighter Strength III
Enhancement: Monk Wisdom I
Enhancement: Fighter Toughness I
Enhancement: Fighter Toughness II
Enhancement: Fighter Toughness III


My question is, is it worth staying centered? or should i go for khopeshes and light armor