This is a concern of mine both for TRing a character, and for making the TR version of the Metaru build work. Currently my 20 monk just needs Madstone Boots, Bloodstone, ToD Rings to be pretty much decked out in non-epic gear. To TR I'd need those items and a docent since I'd be changing my race to WF.
That said..right now I've not yet been able to get into a ToD raid. I usually play later at night so no PuGs up, and my guild doesn't really do ToD much if at all. Bloodstone I farm a lot, but never have I seen it yet. Madstone boots I can start farming for if I TR w/o them as early as 14 if I can get flagged so I'm not worried about that. If I were to TR w/o madstone/bloodstone/tod rings/docent..would I be making a mistake, or would it be feasible to just farm them as if my TR were a new character?
I'm still fairly new..I played this game back in 2006, but not long. I came back this year and leveled up my monk and have only been playing a few months. So I'm still trying to makes heads and tails of the whole game, but I have a pretty nice grasp on it thus far. I just want to make sure TRing w/o being 100% properly geared isn't a bad idea before I decide to do it.
Edit:
This is my current monk: http://my.ddo.com/character/argonnessen/zaeken/