I am just getting started in DDO but I have read through these forums enough to see that WF is the hands down favorite for soloing due to its use of the repair spells for healing. This makes sense but it seems that there are some significant tradeoffs needed to get this versus going human:
1. 5% arcane spell failure
2. Two less build points (-2 wisdom, -2 charisma, +2 constitution)
3. One less feat
I would think that the spell failure would be particularly troubling because this will effectively translate to -5% spell points due to spells that need to be recast. If you need to chew spell point pots, why not make them health pots?
WF certainly has some other advantages (immunities, waterbreathing) but it doesn't seem to be a no brainer.
I am missing something?