I have a question about Caster Levels when you multi-class. If you have, for example 2 Bard/2 Wizard, is your caster level 4 when calculated for overcoming a monsters spell resistance since they are both Arcane casters? What about other combos like Wizard/Sorcerer or even crossing to the Divine school? Not that I am planning on making a Wizard/Clerc, but would the "caster level" be considered a collective (or stacked) number?