Just had my first taste of a freeloader last night while running Tear on elite. We had a cleric in the party who did absolutely nothing through the entire quest. 1 kill, 4 deaths, and full SP bar the entire time. No heals, no attacking. Nothing. I think the 1 kill was even accidental.

Never said a word other than 1 time- "laaaaag"- And that was at the very end of the quest. I would go along with the "lag" excuse, but he had no problems keeping up with us throughout the quest.

Could have regrouped is suppose, but by the time we realized what was going on, we were already half-way through. We still finished, but man that's annoying.