28pt build help

[AerynDrake]

Needing help to plan out a True Neutral Human 12 fighter/6ranger/2rogue. From ground up, mainly for duoing with fiancee's rogue (she will have all the trap, lock, and other rogue type skills), and we do use hirelings. Most likely no raiding... and we have only Delra's Tomb for an adventure pack. We have NO cash to spend to get any adventure packs, 32pt builds, other races..nada. Just want a toon that can hold his own at tank for the duo, do decent dps, have decent AC, decent saves, and can do TWF...but I will use a shield to turtle if need be. Going with human for the extra feats and ability enhancement upgrades, true neutral to get the access to the stability gear and also want to get UMD up higher to use any other alignment based armor/weapons. What class to take first? How do I plan out stats at start? What feats? Enhancements? Skill points? Looking at Intimidate, Balance, UMD (big one here), maybe tumble... and anything else useful. Any help with this is appreciated... as we have only been playing for about 2 months. I heard a mention of a "Monster" build might be what I want?

Thanks

[AerynDrake]

oh yeah.... not very important...but my favorite 1 hander is a kopesh... but willing to use longsword. Even thought about heavy pick if we can get enough points to get the adventure pack where Deathnip is available. Any suggestions here on gear would be appreciated as well it will mainly be from what we can maybe buy at AH or rewards from the hardest level of quests we can handle.