Here is the build idea, you get heals and dispels at the cost of damage that you mostly? get back from cleric buffs like divine power and you get extra attack rolls and saves to boot.

Code:
Character Plan by DDO Character Planner Version 3.18
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Level 20 Lawful Good Elf Female
(9 Monk \ 11 Cleric) 
Hit Points: 294
Spell Points: 855 
BAB: 14\14\19\24
Fortitude: 15
Reflex: 13
Will: 17

                  Starting          Feat/Enhancement
Abilities        Base Stats          Modified Stats
(32 Point)       (Level 1)             (Level 20)
Strength             16                    18
Dexterity            16                    19
Constitution         14                    14
Intelligence          8                     8
Wisdom               14                    18
Charisma              8                     8

Level 1 (Monk)
Feat: (Monk Bonus) Toughness
Feat: (Selected) Two Weapon Fighting


Level 2 (Monk)
Feat: (Monk Bonus) Deflect Arrows


Level 3 (Cleric)
Feat: (Selected) Empower Healing Spell


Level 4 (Monk)
Feat: (Monk Path) Philosophy - Path of Harmonious Balance


Level 5 (Monk)


Level 6 (Monk)
Feat: (Selected) Extend Spell


Level 7 (Monk)
Feat: (Monk Bonus) Toughness


Level 8 (Cleric)


Level 9 (Monk)
Feat: (Selected) Improved Two Weapon Fighting


Level 10 (Monk)


Level 11 (Monk)


Level 12 (Cleric)
Feat: (Selected) Mental Toughness


Level 13 (Cleric)


Level 14 (Cleric)


Level 15 (Cleric)
Feat: (Selected) Improved Mental Toughness


Level 16 (Cleric)


Level 17 (Cleric)


Level 18 (Cleric)
Feat: (Selected) Greater Two Weapon Fighting


Level 19 (Cleric)


Level 20 (Cleric)
Enhancement: Elven Dexterity I
Enhancement: Elven Dexterity II
Enhancement: Elven Enchantment Resistance I
Enhancement: Unyielding Sovereignty
Enhancement: Follower of the Sovereign Host
Enhancement: Cleric Improved Empower Healing I
Enhancement: Way of the Patient Tortiose I
Enhancement: Way of the Patient Tortiose II
Enhancement: Monk Improved Recovery I
Enhancement: Monk Improved Recovery II
Enhancement: Fists of Light
Enhancement: Adept of Flame
Enhancement: Disciple of Candles
Enhancement: Adept of Rain
Enhancement: Disciple of Puddles
Enhancement: Racial Toughness I
Enhancement: Racial Toughness II
Enhancement: Cleric Prayer of Life I
Enhancement: Cleric Prayer of Life II
Enhancement: Cleric Prayer of Life III
Enhancement: Cleric Prayer of Incredible Life I
Enhancement: Cleric Prayer of Incredible Life II
Enhancement: Cleric Life Magic I
Enhancement: Cleric Life Magic II
Enhancement: Cleric Life Magic III
Enhancement: Cleric Life Magic IV
Enhancement: Cleric Energy of the Zealot I
Enhancement: Cleric Energy of the Zealot II
Enhancement: Cleric Energy of the Zealot III
Enhancement: Cleric Wisdom I
Enhancement: Cleric Wisdom II
Enhancement: Cleric Wisdom III
Enhancement: Cleric Divine Cleansing I
Enhancement: Cleric Divine Cleansing II
Enhancement: Cleric Divine Cleansing III
Enhancement: Cleric Extra Turning I
Enhancement: Cleric Extra Turning II