ive got the torc but i dont wear it. i hardly ever use my loh let alone scroll/spell healing. i dont run with many rangers so dropping the past life feat would be unthinkable. i currently self buff to 87 ac with power attack on. thats 91 with a bard. i feel thats abotu where i wanna be for elite tod. i dont really wanna give up even 2 points of ac at my current ac.
the max/emp/quicken works really well though. more beneficial to a low ac dps pally thoguh as having those heals are wasted if they arent needed.