I just started as a F2P player about six weeks ago.
Now, I'm no stranger to PnP D&D, and I have all of the core 3.x rulebooks as well as some of the splat books. I both played and DMed PnP D&D with 3.x.
But I'm kinda lazy lately.
So when I rolled up my cleric, I chose the default build for the Warpriest of Syberis path. I just made level 6, and every level I've stayed on that path. Makes leveling very easy - no research, no min-maxing, just point-click-level and I'm on to the next quest.
I'm having fun, which is the important thing, but my question is at what point, if any, will the default build no longer be functionally playable?