Can we have an option to choose what point buy we want to use when TR'ing our characters? The only condition being of course that you have to have done a 34 point on that character to choose 36, and have 32 unlocked to choose 34.
Now building up passive past life feats will still be a grind; but we could choose to level up our characters several times as simply a 32pt build at normal experience and collect past lives and work on completionist. Then when you start approaching the end of your multiple lives choose to do the 34 pt, then the 36pt.
Its still a massive grind regardless, but atleast this way the higher point builds retain their experience penalty, but allow people to work on multiple TR's at a reasonable pace if they choose not to take all the benefits available.
So instead of:
1x 32
1x 34
9x 36
for a total of near 22 cappings for completionist
you'd have
9x 32
1x 34
1x 36
for a total of 12.5 cappings for completionist (thats w/o stacking passives 3 x)
I know I'd be far more interested in starting a TR'ed character if the experience it currently requires is reduced.