Hey skunk, I don't think anyone is calling you stupid man. The classes/build community is passing that phase of your dumb for not doing this and that etc.. now because so many vets are bored and wanna mess with new (non optimal) builds. Were just saying it's not optimal.
Back to the subject though, if your really after that wf monk. I'd suggest not investing too much into wisdom and still trying to get 15+ dex to get all your twf feats.
I would start something like.
16 str
16 dex
16 con
8 int
12 wis
6 cha
OR
16 str
15 dex
16 con
8 int
13 wis
6 cha
Feats: TWF, Toughness, WF: Slashing, Iron Will, Path: Harmonius..., Power Attack, Lightning Reflex's, ITWF, Imp Crit Slash, GTWF, Imp Crit Bludg.
Enhancements....Something Like this
Enhancements:
Way of the Tortoise I, II, III, IV
Monk Improved Recovery I, II
Monk: Special Attacks - Fists of Light
Monk: Way of Air - Storm Strike I(Lesser Wind Stance)
Monk Capstone: Serenity
Monk: Way of Earth - Strike of the Enduring I (Lesser Earth Stance)
Monk: Way of Fire - Fires of Purity (Ultimate Sun Stance) I, II, III, IV
Monk: Way of Water - Flowing Water Strike I (Lesser Water Stance)
Racial Toughness I, II, III, IV
Skill: Concentration - Monk Concentration I, II, III
Stat: Wisdom - Monk Wisdom I, II, III
Warforged: Constitution - Warforged Constitution I, II
Warforged Hardiness I, II
Warforged Healer's Freind I, II
Grab some min 2 kama's, and fire away.