First a little background. My human Cleric/Ftr 8/1 is based on a "Melee Capable" build. He is meant to be like PnP clerics, able to offensively cast, heal, and melee as appropriate depending on the situation. I intend to take the remaining levels in Cleric unless convinced to take a second level in Fighter. He started with Str 16, Dex 8, Con 14, Int 8, Wis 16, Cha 10.
I've heard that you need to have a VERY high AC at higher levels in DDO for it to be useful. Since my guy started with an 8 Dex and relies on heavy armor and shield, I'm wondering if he will be able to have an AC that matters at higher levels?
Also, considering the recent changes to THF, should I go THF or stay S&B?