"Oh, Noes, the Higher level Quests are hard for my Buber character, I cant walk threw the content with my buber gear and stuff, I have to think..."
D&D is all about challenge. Its never EVER suppose to be a Cake walk. Its about over coming the worst that the DM/Plot can throw at you...
sheesh...
If you think this is bad... Thank your lucky stars that the LV 20 end game isn't "S1 Tomb of Horrors"...
http://en.wikipedia.org/wiki/Tomb_of_Horrors