OK, don't get me wrong the 32 point character (I have 3 capped 32 point builds) is very nice. The more ability points you have to spread around can usually only be a good thing.
I also have 3 capped 28 point characters (I have been playing since the pre-trial, Feb. 2006) that I will never reroll and play even more than I do my 32 point builds, probably because they were rolled on my 3 favorite classes to play wizard, ranger, rogue.
A 32 point build in and of itself does not mean a superior character. It is the passion and ability of the player that makes the character average, good or great. I personally do not consider myself a great player but I think I am fairly good and can contribute to a group very well.
The point is that so many folks stress over the 32 point build to a point where it is over valued. There is value in the 32 point build do not get me wrong but it is not the end all be all.