15 Paladin / 1 Fighter or 12 Paladin / 4 Fighter?
I feel DDO will start to favor straight classes as we reach the 20th lvl cap, therefore I'm in favor of 15/1 at the current cap. Although, if one would like to increase their DPS at current cap then 12/4 is a better choice through more offensive Fighter feats.
But my multiclass characters have been burned before by DDO and I'm not about to touch the hot stove again to see if it's cool. I'm going to stay as close to straight class as possible. Who knows though, I could get burned again by not having a 20th lvl Paladin! All of us multiclass makers could!
There's no way DDO can continue to have everyone make the same builds (i.e. 6 Ranger / 10 X). There has to be a balance. I read a post yesterday mentioning the next cap should (could, may) take into account all the easily attainable 70+ AC Monks making a FP wearing AC tank build next to useless in end game content. I feel the way DDO will stop that is to make incredibly rediculous lvl 19 and 20 abilities for straight classes (I say 19 and 20 because of the 15/1 current cap split I'm referring too, wishful thinking, it'll probably only be lvl 20I must like being burned).
I've only played EQ2 other than DDO and EQ2 was very balanced; much more so relative to DDO. EQ2 had only straight classes but then they released an "enhancement" type system that one chose a particular path to specialize in (i.e. Strength / Agility / Constitution etc. focuses) with each path having granted abilities. Instantly the "best path" for each class was identified; much like Dwarven "anything" for more HP in DDO, dual wielding Tempest anything, etc and EQ2 became slightly imbalanced. EQ2 was able to better balance this in future mods; but I didn't return to EQ2 for very long to see how it totally played out. DDO is better so I came home. Straight classes are what make other MMO's balanced IMO; that's why I feel DDO will favor them more at max cap.
And that's why I'm going with the 15/1 split at current cap. Oh, and also for max ranks in intimidate; but I figured anyone reading this would already know that. Peace!
-Premier