Had this problem for a while, but it's getting more and more annoying, so I figured I'd ask around.
I can launch DDO fine, and login... but when I get to the Character Select Screen and choose my character, it immediately goes to the Loading Page (with the Hints & wide-screen view of Stormreach), with 0% on the Loading bar. At that point the DDO Client hangs/freezes for 2-3 minutes. During this time, and other windows leave their graphics overtop the DDO client, and the DDO Client is completely unresponsive. After 2-3 minutes, it will unfreeze, and load normally. In-game, friends/guildmates see that my character has logged in immediately, but I cannot, of course, respond until the freeze and load is done.
I have reinstalled Windows XP fresh. I have also re-installed DDO from the original CD and reapplied all 12,015 updates (and yes, I've done both together just yesterday).
Computer Specs:
AMD Athlon 64 4000+
Asus A8N SLI Premium Motherboard
2Gb PC3200 RAM
eVga GeForce 7900GT OC SLI (and yes, I have removed the 2nd card, and it still does it)
Windows XP Service Pack 2 (Professional)
Latest Forceware & Motherboard Chipset Drivers from nVidia
DDO Specs:
1280x1024 windowed (it also does it full-screen)
Ultra High - Graphics Detail
All other graphics options set to maximum possible
Usually running 60+ Fps in most all quests... occasionally 150+