I dont get the amount of time to play that I would like (one week to cap? Get a life/job/GF) and I have basically stalled because of the penalty or fear of the penalty. I would much rather shell out some plat for my DP instead of having to spend more time and still have the posibility of dying again. If I run out of plat from repairing I know plenty of people that would donate to the person that keeps them alive,, I hope.
Has anyone said it yet? DM