If the casual gamer can't afford to pay 3-4k gold per quest for repairs(which is about what they get in chest pulls), maybe more for a run if they die a few times, then they don't have one of the following things...

1. Enough time to play the game to make it to the higher levels
2. Enough time to aquire the high end loot that take more cash to repair.
3. A bard toon to send their loot pulls to to sell for the most cash.

I am getting real sick of the "casual" gamers complaining about how horrid the new "death " penalty is. It isn't. It is a joke. Roll up a toon that has a positive haggle score and send all your junk to that toon to sell.