Quote Originally Posted by moorewr View Post
QFT

I hate XP debt! I've got two capped characters and I've been learning to ignore debt on them, but when I was working through levels 9-12, oh it hurt. It hurt because it cost time to replace, and time is the one commodity neither Turbine nor I can make more of.
Only time xp debt hurts capped players is when the cap goes up and then only for a short time.