what do you guys put your action points into for pure pally? (mine happens to be a dwarf)

as i close in on lvl 14 i am torn as to what to specialize in. probably i just need to sit down with the enhancement builder, but i'd like to know what you all put your points into.

i'm not sure on the numbers yet, but i think i'll try to get all the HP, ac, and charisma i can. although, i'd really like to go with the ax damage and attack enhancements, i think it'd be better for the party if i was more survivable.