Ok, I'm just putting this out there...
28 points is seriously harmful to a monk. Monks are a class that need high stats all over the board, and those extra 4 really do make a difference. However, I made a nice little light monk back before I had 32 point builds, and he is still fun to play, but I'm afraid it's not ticking many of your boxes. I'll still put it out there for you though
Race: Halfling
Finesse Light Monk
Str-12
Dex-18
Con-14
Wis-14
Int-8
Cha-8
(Edit: Alternately, you could go with this: The Horcrux:
http://forums.ddo.com/showthread.php?t=283734 )
On the bright side, this little guy is survivable. With a bit of effort you can start hitting silly numbers for AC, whilst still keeping a nice pool of health, fast attack rate and high to-hit. What's more, you can aid the party through stuns, burst heals and all the other goodies that light monks bring to the table. On the downside, damage is a bit of an issue. You'll hit, but you won't be hitting hard. In most cases, stunning can make up for this, and the extra damage from halfling SA enhancements is very nice, but something does have to be sacrificed for this, and sadly heavy damage is it.
Another quick point: Con is NEVER a dump stat. In actual fact, there are even more reasons NOT to skimp on con for a monk; Earth Strikes. Whilst not as awesome as they were in their heyday, they are still pretty awesome, and the new bonuses to the earth stances make earth monks pretty powerful characters.
Edit: Answering questions
![Smile](/forums/images/smilies/smile.png)
-Light and dark monks get the same stun dcs, a dark monk can increase his chance by hitting the enemy with one of his debuffs, effectively raising the stun dc by 2 against that enemy. However, that's not a common thing to happen, so for all intents and purposes, they're the same.
-Void strike is not a dark monk move, it can be used by both. However, to access the big one (void IV) you need 16 in 3 stats and 18 in the other (ignoring cha and int). On a 28 point build, unless you have a lot of high tomes banked, that's not possible.
-Feats look sound, toughness is a good idea, but it wouldn't make up for the lack of con.