Originally Posted by
Eladrin
It wouldn't scale quite as well to the true "net worth" of the character, and would heavily encourage "plat mules" to hoard all your money. (Of course, then we could check "worth of account", but then we just end up with even more complicated solutions and ways to dodge around them.)
The current proposed system scales well because it automatically adjusts depending whether a character is a fully twinked out uber-lowbie, a true newbie wearing rags, a roleplayer that stops to visit all the sights and is still wearing that Masterwork Hide Armor because it just looks totally awesome, or the most extreme powergamer living on the edge with the best of the best gear.